01 -
In a large mixing bowl, combine sweetened condensed milk with ice-cold water and whisk until fully incorporated. Add instant vanilla pudding mix and whisk vigorously until smooth and free of lumps. Cover and refrigerate the pudding base for approximately 4 hours until set.
02 -
In a separate bowl, whip the heavy cream until soft peaks form. Incorporate marshmallow fluff and continue whipping until the mixture reaches stiff peaks.
03 -
Gently fold the whipped cream mixture into the set pudding base, working in increments to preserve the volume. Stir until only a few streaks remain, ensuring a light and airy texture.
04 -
In a 23x33 cm baking dish or large bowl, arrange a layer of Nilla wafers. Top with sliced bananas, then evenly spread one-third of the cream mixture. Repeat layering twice more, reserving a final layer of cream for the top.
05 -
Sprinkle wafer crumbs or additional banana slices as desired. Refrigerate for a minimum of 4 hours, or preferably overnight, allowing wafers to soften and flavors to meld.